Asset and Financial Investigation

A professional financial investigator specializes in finding the assets of individuals and corporate entities. This is an important investigation especially when dealing with cases such as tax evasion, embezzlement and money laundering.


The process of tracing assets can be challenging as criminals often try to hide their wealth by using a number of tactics. These include offshore centers, shell companies, nominee directors, sham transactions and other techniques.

Identifying Hidden Assets

When people engage in criminal activities they may try to conceal the funds resulting from their crimes. This can include hiding assets under the names of other people or transferring them into trusts. Financial investigations are a key part of combating serious and organized crime as they can help deprive criminals and their associates of the proceeds of their illegal activity.

A successful hidden asset search requires a thorough examination of various data sources. This can include analyzing information from open sources such as google, closed sources such as vehicle registration records, and informal checks with banks. It is important to also look at other documents that can reveal hidden assets including investment accounts, utility bills, credit card statements and receipts. Lastly, reviewing the subject’s social security number and driver’s license history can also provide clues as to where the hidden assets may be located.

Private investigators who conduct hidden asset searches can uncover a variety of information that is often not available through public records. This can include locating offshore accounts, personal trusts, business ownership interests and any property transferred to close associates. Moreover, they can also identify expenditures that grossly exceed legitimate income sources. These findings can be used to strengthen settlement outcomes, financial restitution and post-judgment collection. They can also be shared with law enforcement and regulatory agencies.

Verifying the Accuracy of the Information

When hiring a financial investigator, it is important to ensure that you are dealing with a professional. They should be able to verify all the information that they provide to you, and they should be able to produce the evidence necessary for your case. This will help to protect you from fraud and other crimes, such as identity theft or money laundering.

Using a skilled private investigation firm can make the difference between winning or losing your legal case. They can uncover the truth of who is actually stealing from you and can assist with recovering some or all of your stolen assets.

For example, if you are a business owner who suspects that an employee is embezzling money from your company, you can hire a private investigator to conduct a thorough asset search. This will uncover any hidden bank accounts that the individual may have and can help you get your money back.

The results of an asset search can also be used in a variety of legal cases, including divorce, insurance claims and debt collection. For instance, if an individual is claiming that they are unable to pay their debt, you can hire a private investigator to find out if they have any hidden assets that could be used to cover the debt.

TIN’s asset investigation services include verification and locate of non-financial assets, such as real estate, vehicles, boats, equipment and unclaimed property. Additionally, TIN can conduct searches of GLB compliant bank and brokerage accounts.

Identifying Employees Who Are Stealing

No business owner wants to think the worst of their employees, but if theft or fraud becomes an ongoing problem, it’s time to take action. Employees who steal can wreak havoc on your operations, reducing productivity and decreasing your bottom line. They also hurt morale and create an uncomfortable work environment for their colleagues.

Fortunately, there are ways to identify employees who may be stealing from you. Look for inconsistencies in your financial records and pay attention to changes in an employee’s behavior or demeanor. For example, if an employee suddenly starts lingering in areas of the building after their shift is over or they begin avoiding you altogether, it could be a sign that they’re stealing inventory from the company.

Other red flags include an increase in petty cash, a decrease in inventory or an inconsistent pattern of product returns. Use Benford’s Law, which states that legitimate data sets have different number patterns than fabricated ones, to spot inconsistencies.

Encourage employees to report suspicious activity by setting up multiple reporting channels, such as an anonymous two-way communication system and a physical complaint box. Ensure that these channels are accessible to everyone and are clearly labeled so they’re easy to find. This way, employees can feel confident that their tips will be taken seriously. Additionally, it helps to have a written protocol in place to help protect your business from lawsuits for wrongful termination or defamation.

Recovering Money

Financial investigations involve a thorough examination of all the available data regarding assets, including bank accounts, investments and real estate holdings. These investigators can also use forensic accounting techniques to trace the movement of money during criminal activity such as tax evasion, embezzlement and theft. They can also conduct a background check to determine the true beneficial owners of a company or property.

One method involves reconstructing a person’s income using bank deposits, canceled checks and currency transactions. This method compares a subject’s total expenditures to his or her known sources of funds such as salaries, commissions, investment dividends, inheritances, loans and gifts. If the person’s spending exceeds his or her assets, it indicates he or she is receiving unreported income.

Following the money trail is crucial for detecting corruption and other serious crimes. It can help investigators identify the actual beneficial owners of companies and real estate and provide evidence to restrain, seize and confiscate criminal property.

Asset and financial investigations can reveal a variety of problems, from cheating spouses hiding assets during a divorce to multinational fraudsters concealing sham transactions. These types of fraudulent activities cost businesses significant amounts of money every year. In addition to enabling law enforcement agencies and businesses to recover their assets, these investigations can also uncover new leads in countering serious crimes such as money laundering and terrorist financing.